If seeking a flexible way to help protect your loved ones and build tax-deferred cash value, a Universal Life policy may be what you need. While this flexible permanent protection is ideal for those potentially seeking to adjust coverage and premiums to meet changing needs,1 it can be structured as a Survivorship or Joint policy. State Farm Life Insurance Company (not licensed in MA, NY or WI) or State Farm Life and Accident Assurance Company (licensed in NY and WI) can help.
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